Deposits are now insured up to at least $250,000 per depositor through December 31, 2013. On January 1, 2014, the standard insurance amount will return to $100,000 per depositor for all account categories except for IRAs and other certain retirement accounts which will remain at $250,000 per depositor.
Effective
|
||||
Certificates of Deposit |
Interest Rate |
APY* |
Minimum to Open |
Compounded and Credited |
| 3 Month | 0.51% |
0.51% |
$2,500 |
At Maturity |
| 6 Month | 1.24% |
1.25% |
$2,500 |
Quarterly |
| 9 Month | 1.40% |
1.41% |
$5,000 |
Quarterly |
| 12 Month | 1.42% |
1.43% |
$1,500 |
Quarterly |
| 14 Month [Special] | 1.99% |
2.00% |
$5,000 |
Quarterly |
| For personal accounts only: $100,000 limit. Non-personal rate: 1.42%, APY 1.43% | ||||
| 15 Month | 1.45% |
1.46% |
$5,000 |
Quarterly |
| 18 Month | 1.60% |
1.61% |
$1,500 |
Quarterly |
| 21 Month | 1.60% |
1.61% |
$5,000 |
Quarterly |
| 24 Month | 1.92% |
1.93% |
$1,500 |
Quarterly |
| 27 Month | 1.92% |
1.93% |
$5,000 |
Quarterly |
| 30 Month | 1.92% |
1.93% |
$1,500 |
Quarterly |
| 36 Month | 2.24% |
2.26% |
$1,500 |
Quarterly |
| 48 Month [Special] | 2.79% |
2.82% |
$5,000 |
Quarterly |
| For personal accounts only: $100,000 limit. Non-personal rate: 2.24%, APY 2.26% | ||||
| 60 Month [Special] | 3.06% |
3.10% |
$5,000 |
Quarterly |
| For personal accounts only: $100,000 limit. Non-personal rate: 2.47%, APY 2.49% | ||||
| 18 Mo Variable IRA** | 1.24% |
1.25% |
$100 |
Quarterly |
Need Help?
Call 888.897.2276
Heartland Bank and Trust Co.
401 N. Hershey Road
P.O. Box 67
Bloomington, IL 61702-0067
Heartland Bank and Trust Company
888.897.2276
We’re here for you!
http://www.hbtbank.com
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