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CD Special

4.00% APY*

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*Annual Percentage Yield (APY) is accurate as of 8/1/2025. A minimum opening deposit of $5,000 is required. Rates are subject to change without notice. A penalty may be imposed for early withdrawal. Fees could reduce the earnings on the account.

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Competitive Mortgage Loans With a Personal Touch

Competitive rates. Personal service. Local decisions. Our experienced mortgage bankers are ready to help you meet your homeownership goals.

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SERVING COMMUNITIES

48

Our commitment extends beyond those locations, helping all achieve their financial goals.

ROOTS IN THE HEARTLAND

1920

The Drakes, who came to central Illinois in 1852, began our community banking legacy in 1920.

LOCATIONS

68

Heartland Bank has 68 branch locations throughout Illinois and in eastern Iowa.

SERVING COMMUNITIES

48

Our commitment extends beyond those locations, helping all achieve their financial goals.

ROOTS IN THE HEARTLAND

1920

The Drakes, who came to central Illinois in 1852, began our community banking legacy in 1920.

LOCATIONS

68

Heartland Bank has 68 branch locations throughout Illinois and in eastern Iowa.

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Fast, Efficient Service is Important

When you need a personal or business loan, you'll work with experienced, knowledgeable lenders, and decisions are made right here in the heartland.

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Bank on the go with Heartland Bank's mobile app. Manage accounts, pay bills and stay connected from your phone.

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