Our branches will be closed at 12:00 p.m. on December 24 and all day on December 25 in observance of Christmas. Please see our Holiday Schedule for more information.

Dollars & Sense Blog

Want more detailed information on loans, renting vs. buying, credit scores, or finances? Check out our blog!

Limited RMD Relief

Once upon a time, distributions from an inherited IRA could be spread over the beneficiary’s lifetime. For young beneficiaries, the RMDs might be small enough that the inherited IRA would continue to grow handsomely. This changed with passage of the SECURE Act. In general, subject to important exceptions, the assets of an inherited IRA must be distributed to the beneficiary over ten years.

Heartland Bank Announces the 2024 Zearing Scholarship Recipients

In 1991, Delyte K. and Robert I. Zearing established a trust to be held by Heartland Bank and Trust Company in Princeton, Illinois, for the purpose of maintaining a perpetual education fund to be used for scholarships for selected students from Bureau County to attend the University of Illinois.

Heather Wilkinson Rejoins Heartland Bank as a Mortgage Banker

Heartland Bank and Trust Company proudly welcomes back Heather Wilkinson as a mortgage banker. Wilkinson has almost 20 years of banking and mortgage lending experience and will be located at Heartland Bank’s Aurora branch at 1575 Ogden Ave.

The Strategy Map Vol 3: What is Estate Planning?

The CFP® Board defines estate planning as the legal planning that helps you control who will inherit your money and property, and who can make medical and financial decisions on your behalf if you are unable to do so yourself.