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Dollars & Sense Blog

Want more detailed information on loans, renting vs. buying, credit scores, or finances? Check out our blog!

Seven Tips For Creating Stronger Passwords

You’re in the process of registering a new online account to make a purchase and have come to the point where it is asking you to provide a password for your newly created account. Passwords are your first line of defense against hackers which makes your next step, creating the new password, crucial to keeping your information safe.

Heartland Bank Promotes Mark Ulbrich to AMTS Wealth Advisor

Heartland Bank and Trust Company is proud to announce the promotion of Mark Ulbrich to AMTS wealth advisor. Ulbrich, who has 12 years of experience in retail banking at the branch leadership level, is located at Heartland Bank’s Normal branch at 200 W. College Ave.

The “Scammers Hall of Shame”

The Federal Trade Commission has issued an alert for a new scam for stealing from vulnerable familes, one which the agency believes should be in the Top Ten List of the Scammers Hall of Shame. The scammer impersonates a representative of the funeral home, and says that additional funds must be paid immediately or the funeral will be cancelled. “Can you imagine anything more despicable?” the FTC said in its announcement.

Retirement Readiness

A recent survey from the Nationwide Retirement Institute suggests growing anxiety about retirement among those in the last decades of their careers. Some 69% of those aged 55-65 agreed that retiring at age 65 “doesn’t apply to them.” 22% reported that in the last 12 months they’ve decided to retire later than planned. More than 40% believe that they will have to keep working during retirement to make ends meet.