Dollars & Sense Blog

Want more detailed information on loans, renting vs. buying, credit scores, or finances? Check out our blog!

Five Factors That Impact Your Credit Score

Your credit score is a three-digit number that plays an important role in qualifying you for everything from loans and credit cards to apartment rentals and some insurance policies. It usually falls between 300 and 850 (a higher number is better) and its calculation has a lot to do with the five factors explained below.

Karen Evans Promoted to Retail Manager

Heartland Bank and Trust Company proudly announces the promotion of Karen Evans to retail manager. Evans has 34 years of banking experience, having served as teller, banker, supervisor and assistant manager. She will be located at Heartland Bank’s Eureka branch on N. Main St.

Protect Yourself from Business Email Compromise (BEC) Scams: A Story You Need to Read

Imagine this: You run a small business and have a trusted vendor you’ve worked with for years. One day, you receive an email from them, asking for an urgent payment transfer for a big order. The email looks just like any other—familiar email address, familiar tone, even the payment details seem normal. You don’t think twice and send the payment.

Tax Time Scams to Look Out For

Tax time can be stressful enough without having to worry about scams. Unfortunately, tax season scams have been on the rise in recent years, particularly via phone and email.

Hunter Nauman Earns Chartered Financial Analyst Designation

Heartland Bank and Trust Company announces Hunter Nauman has earned the Chartered Financial Analyst (CFA®) designation joining an elite group of financial professionals specializing in portfolio management and wealth planning.

Fiorella Krushnowski promoted to Retail Manager

Heartland Bank and Trust Company proudly announces the promotion of Fiorella Krushnowski as retail manager. Krushnowski, who has 10 years of experience in retail banking as a teller banker and assistant manager, is located at Heartland Bank’s Farmer City branch at 333 South Main St.