Our branches will be closed at 12:00 p.m. on December 24 and all day on December 25 in observance of Christmas. Please see our Holiday Schedule for more information.

Home Loan Options

We're here with industry expertise and local decisions to make financing your home a breeze!

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Conventional Loans

Unlock Your Dream Home today! We offer flexible Home Loan Options designed with you in mind. From competitive rates, personalized service, and the power of local decisions, whether you're a first-time buyer or looking to refinance, we're here to guide you every step of the way. Experience a seamless and rewarding journey to homeownership with Heartland Bank!

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Down Payment Assistance

We believe that everyone deserves a chance to own their dream home. If a conventional home loan isn't right for you, we're here to help! Discover a range of down-payment assistance options that offer you a clear path to homeownership. Our home loan experts can guide you to which resources best suit your needs and help you prepare for a brighter future.

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Home Matters Program

We understand that the costs associated with buying a home can be overwhelming, which is why we're proud to offer this truly unique program that allows you to experience a smoother path to homeownership. Contact a mortgage banker to learn more.