Our branches will be closed at 12:00 p.m. on December 24 and all day on December 25 in observance of Christmas. Please see our Holiday Schedule for more information.

Unsecured Personal Loans

Do you have a cash flow need, but prefer not to pledge security for a loan? In certain circumstances, we can help.

With loan amounts as little as $2,500, you have access to a variety of payments and interest rates, depending on the amount borrowed*. Some examples of an unsecured personal loan may include:

  • Vehicle (family or recreational)
  • Home improvements
  • Vacation
  • Medical expenses
  • Wedding or other life event
  • Debt consolidation

These loans allow monthly payments that fit your budget, and you can conveniently pay the loan automatically from a Heartland Bank checking account.

At Heartland Bank, you'll experience:

  • An easy application process
  • Competitive rates
  • Flexible repayment terms
  • An automatic payment option
  • Personal, simple, and local service


To learn more about unsecured personal loans, please see a banker at any of our convenient locations, or give us a call.


*Loans are subject to approval, and fees may apply. Terms and Loan to Value requirements are subject to change without notice.

We're Here For You!

Our Customer Care Representatives are ready to assist you Monday - Friday 8:00 a.m. - 6:00 p.m. and Saturday 8:00 a.m. - 1:00 p.m. Give us a call at 888-897-2276.